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August 17 – August 28, 2015

The purpose of this bulletin is to compile a handful of articles relating to the Patient Protection and Affordable Care Act (PPACA) that are most pertinent to LIUNA and its health and welfare funds. We hope you find this biweekly bulletin helpful and informative.

Obamacare Cadillac Tax Worries For 26% Of Employers
The latest analysis of the so-called “Cadillac tax” on rich medical plans projects one in four employers offering health benefits “could be affected” by the regulation in 2018 if they don’t make changes to their benefit structures.

Study: 2 Million Exchange Enrollees Miss Out On Cost-Sharing Assistance
More than 2 million people with coverage on the health insurance exchanges may be missing out on subsidies that could lower their deductibles, copayments and maximum out-of-pocket spending limits, according to a new analysis by Avalere Health.

Tardy Tax Filers Risk Loss of Health Care Subsidies
Sign-up season for President Barack Obama's health care law doesn't start for another couple of months, but the next few days are crucial for hundreds of thousands of customers at risk of losing financial aid when they renew coverage for 2016.

Having health insurance is one thing, understanding it another
It’s no secret that health care and insurance are complex. But just how complicated are they to navigate?

It's Time To Start Paying to Keep Patients Healthy
Back in 2009, President Obama spoke to the American Medical Association and said, “We need to bundle payments so you aren’t paid for every single treatment you offer a patient with a chronic condition like diabetes, but instead paid well for how you treat the overall disease.” That’s a great idea, and it could really improve health care. Unfortunately, the president’s signature reform did nothing to move in that direction.

STATES IN THE NEWS

Thousands of Obamacare customers at risk of losing coverage or subsidies
More than 7,000 customers of Connecticut’s health insurance exchange must provide additional documentation to maintain their coverage or the tax credits that subsidize their premiums – a process that has already led to confusion and, in some cases, lost coverage or subsidies, exchange CEO Jim Wadleigh said Tuesday.

75% of Obamacare plans in California use narrow networks, study shows
A new study finds that 75% of California's Obamacare health plans have narrow physician networks -- more limited choices than all but three other states. The latest report examines health plans sold to consumers last year under the Affordable Care Act and shows wide variation in the prevalence of narrow networks across the country.

Washington health insurance rates to go up 4.2 percent
People who buy their health insurance on the Washington Healthplanfinder exchange can expect an average 4.2 percent increase in their rates in 2016. The rate increases approved Thursday by the Office of the Insurance Commissioner are lower than the insurance companies had requested.