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Health Care and Insurance News Bulletin 

November 3 – November 13, 2014

The purpose of this bulletin is to compile a handful of articles relating to the Patient Protection and Affordable Care Act (PPACA) that are most pertinent to LIUNA and its health and welfare funds. We hope you find this biweekly bulletin helpful and informative.

ACA FAQ Part XXII Compliance of Premium Reimbursement Arrangements
The Departments of Labor (DOL), Health and Human Services (HHS), and the Treasury released FAQ Part XXII providing guidance on the application of market reforms and certain employer health care arrangements.

Obamacare and the Low Expectations Game
The Obama administration is playing the expectations game when it comes to enrollment numbers for Obamacare’s second season. The administration lowballed the number of Americans who it predicts will sign up for the exchanges that form the foundation of the health care law — estimating that 9 million to 9.9 million people would enroll by the end of 2015.

Surprises Lurk for People Re-Enrolling on HealthCare.gov
In a twist, an influx of lower-priced health plans on HealthCare.gov could lead many Americans to pay more for coverage next year thanks to smaller insurance tax credits.

HHS: Obamacare Website is Safe
Americans’ personal information is safe on HealthCare.gov, says a senior Obamacare official, seeking to allay public concerns as the days count down to the start of the second open enrollment season on Nov. 15.

This Again? Supreme Court Takes Up Obamacare Future
It's anyone's guess whether the U.S. Supreme Court will invalidate or uphold federal premium subsidies in 36 states when it hears King v. Burwell next year. Loss of those subsidies almost certainly would cause several million people to lose health coverage because they could no longer afford the premiums.

Power Shift in Congress Sets Stage for Amendments to Health Care Reform Law
After strong Republican gains in last week's midterm elections, the stage now appears set for a bipartisan effort to amend the nation's landmark health care reform law.

STATES IN THE NEWS

Connecticut: Four Things to Watch During Obamacare Open Enrollment
How well will the systems work? How many people will sign up and who are they? Will second-year insurer HealthyCT grow its membership? How much will people understand about the coverage they’re buying?

Healthplanfinder Q & A: How to Find Help with 2015 Health Plans
As Washington Healthplanfinder opens for business at the end of the week, a number of issues in the health-care landscape will come into play, from the technical performance of the exchange to efforts to improve health-care literacy.

Proposition 45 Falters; Would Have Regulated Health Insurance Rates
Proposition 45, a ballot measure that would have allowed regulation of some health insurance premiums, has failed. The initiative would have given California's elected insurance commissioner the power to review proposed health insurance rates for the individual and small-employer markets.